This article explains how the Type column on the Register page displays different credit card transactions and payment methods. Understanding these labels helps you identify how each entry was created.
Transaction Types and Register Display
CC-Debit Transactions
When you create a transaction for a credit card account using CC-Debit, the system labels the entry as M-ACH in the Type column. This indicates funds were moved via a manual ACH debit.
Example: You record a $100 purchase on Visa ending in 1234 using CC-Debit – Type displays as M-ACH
CC-Credit Transactions
If you reverse a credit card charge or record a refund using CC-Credit, the system displays DD (Direct Debit) in the Type column.
Example: You process a $50 refund to Mastercard ending in 5678 using CC-Credit – Type displays as DD
Payment Transactions
When you make a payment against a credit card balance, you choose a Payment Method:
Manual-ACH – Type column displays M-ACH
Check – Type column displays the actual check number you entered (e.g., 1024)
Quick Reference Table
Action | How You Create It | Type Column Display |
CC-Debit (new charge) | Via CC-Debit button | M-ACH |
CC-Credit (refund/reversal) | Via CC-Credit button | DD |
Payment: Manual-ACH | Select Manual-ACH method | M-ACH |
Payment: Check | Select Check method | Check number (e.g. 1024) |
Frequently Asked Questions
Why do both CC-Debit transactions and Manual-ACH payments show "M-ACH"?
Both actions use the same underlying ACH process – debiting funds from your bank account – so they share the M-ACH label.
How do I tell the difference between a CC-Debit and a Manual-ACH payment?
Check the Amount and Date context. CC-Debit entries usually correspond to specific purchases, whereas payment entries often match your billing statements.
Can I rename the "M-ACH" label?
No. The Type field is system-generated to ensure consistency in reporting and reconciliation.